Explore our calculators page for confirmation of the prevailing prime interest rate. The interest rate on your home loan is tied to the prime lending rate. This means that fluctuations in the prime lending rate can directly impact the interest you pay on your home loan, which can influence your overall loan cost. Rate offerings from lenders are dependent on several factors like your credit rating, deposit and your relationship with your bank. At GetGo Home Loans, we are committed to negotiating hard to secure the very best interest rate for you, because we know it’s important in the long run.